Coronavirus outbreak
Looking for a new policy?
You can buy a new single trip, annual multi-trip or extended stay policy from us. You can also renew an existing annual multi-trip policy.
Any new or renewed policy bought now will not cover you for any claim directly or indirectly resulting from an epidemic or pandemic as announced by the World Health Organization (WHO) including but not limited to COVID-19.
Already have a policy with us?
Our existing policies do not cover travel to an area where the FCO advises against all or all but essential travel. If you have already planned a trip to one of the areas highlighted by the FCO, your policy may provide cover for cancelling your trip.
If you have any questions, we recommend that you check our FAQs section online before calling us.
We apologise for any inconvenience this may cause.
Annual multi-trip
- Up to 20% off for Nectar members*
- We'll double the Nectar points you get on your Sainsbury's shopping and fuel†
- Choose from 3 levels of cover – Silver, Gold or Platinum
Planning more than one trip this year? You could save yourself time and money by taking out annual multi-trip cover and cutting out the need to buy every time you jet off. Our annual policy covers you for individual trips of up to 92 days with Platinum cover. And the great news is that after you take the policy out, you can take as many trips as you want for a full year.
Not a Nectar member?
Just download the Nectar app or register at nectar.com.
| Key Benefits | Silver Cover (up to) | Gold Cover (up to) | Platinum Cover (up to) |
|---|---|---|---|
| Medical emergency expenses | £10 million | £15 million | unlimited |
| Cancellation or cutting short your trip | £3,000 | £5,000 | £7,500 |
| Personal baggage | £1,250 | £2,000 | £3,000 |
| Personal accident | - | £25,000 | £50,000 |
| Gadget cover | £500 | £750 | £750 |
| Personal money | £400 | £500 | £750 |
| Mugging cover | - | £250 | £500 |
| End supplier failure | - | £2,500 | £2,500 |
| Travel disruption | - | £5,000 | £7,500 |
Optional Extras
| Optional Benefits | Silver Cover (up to) | Gold Cover (up to) | Platinum Cover (up to) |
|---|---|---|---|
| Enhanced gadget cover | £1,000 | £2,000 | £3,000 |
| Golf cover | £1,000 | £1,500 | £2,000 |
| Wedding cover | £1,000 | £1,500 | £2,000 |
| Winter sports cover | £500 | £750 | £1,000 |
| Vehicle hire excess waiver | £2,000 | £2,000 | £2,000 |
Excesses may apply to the tables above, please see the policy summary for full details.
Planning a longer trip?
Our Extended Stay covers trips up to 365 days for Silver and Gold cover, and up to 548 days for Platinum. So it might be a better option if you’re planning to be away for a longer period of time.
Want to know more?
View our annual policy booklet (PDF, 1.46MB), view our annual Insurance Product Information Document (IPID) (PDF, 170KB). Or, view our Essential Information (PDF, 116KB).
If you’re looking for useful travel information, check out our helpful travel guides.
*20% discount applies when you tell us your Nectar card number. Discount does not apply to the premium for pre-existing medical conditions or enhanced gadget cover. Offer may be altered or withdrawn at any time without prior notice.
†Double Nectar points. 1. Only available to customers buying a Sainsbury's B@nk Annual Multi-trip policy. 2. You need to tell us your Nectar card number when you apply; and scan or swipe that card, or input your card number, with each Sainsbury’s purchase. 3 .Double points begin on your policy's cover start date. If you don't tell us your Nectar card number until after your cover start date, double points will begin on the date you tell us. 4. Double points stop when the policy is cancelled or you stop paying premiums. 5. Each Nectar account can only collect points from one annual multi-trip policy. 6. It’s only the base points you collect at Sainsbury’s that are doubled. Bonus points won’t be doubled, nor will any points from Argos, Habitat, Sainsbury’s B@nk (including travel money purchases), Sainsbury’s Energy or any other Sainsbury’s service. 7. By the 10th of each month, you'll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points. 8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 9. We reserve the right to change or cancel this offer without notice.
Sainsbury’s B@nk is underwritten by Great Lakes Insurance SE (GLISE) a German insurance company. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ, company number SE000083. Authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority: register number 769884. Details about the extent of GLISE’s authorisation and regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from the insurer on request.
Sainsbury’s B@nk is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 1st Floor Maitland House, Warrior Square, Southend-on-Sea, Essex, SS1 2JY. Hood travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer.